From now on, you can add free cooperation of years and without working to retire before

In Spain, retirement is the item of growing interest For those who reach the end of their work life and that they look uncertain. He is Public pension systemBased on the cast model, It is under stress due to the population aging and less birth. The stability of the system had to be introduced to balance the rights and responsibilities.

The country’s current socio -economic situation also directly affects retirement expectations. Although the Spanish economy shows recovering signs after the past years recognized by inflation and world uncertainty, Most workers still chain temporary deals or passive periods. This makes it difficult to accumulate years needed to access a full or nect -hyphenized pension, Something that causes anxiety And seeking more simple solutions and the current work is in line with reality.

In this case, Even in complex situations, the state has implemented certain measures to facilitate access to retirement. Call one of them ‘Lagoon Integration’A choice that allows those who work less than 25 years will add a month cooperation without the need to work or pay. And this principle is a very relevant alternative to those who have suffered Interruptions in your work life.

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Who can access ‘Lagunas’ integration?

• People who do not quote at the time The last 25 full yearsFor example, for a while to stop working.

• Women Interrupted the labor profession For the care of children or other reasons.

• People who are captured Temporary or continuing jobs.

• Autonomy does not benefit from this systemSince the integration of the lagoon only applies to the general regime.

Access Requirements for this help

There is no request or procedures for integration of lagoon. It is automatically applied Social security Calculate your pension, provided:

• You are in him General rule Social security (which does not apply to freelancers).

• Have to have Cooperative gaps (That is, without quoting months) in the last 25 years before retiring.

• You haven’t reached 300 months cooperation (25 years) is required to calculate your full control base.

How does it apply?

The ‘filling’ system does not count as zero in the calculation of these periods without pricing with minimum base from months:

• The first 48 months without quoting (4 years) are connected to 100% of the minimum current price base.

• The rest of the months Up to 25 years of completion They mix with 50% of the minimum base.

This allows a strong decrease in the pension for a period of time and, thereby retiring earlier than initially planned. There is no need to pay fees or do any procedure: the system will automatically make when your pension is calculated.