Credit cards with artificial intelligence support from “Visa” … Pay you an alternative!

You enter your favorite store and take what you want and leave … without opening your wallet, pulling out your phone or standing in the queue.

Now, it is done online as well as imagine; The purchase process is easily accepted. This future of friction is backed by Artificial Intelligence, which is no longer scientific ination, is happening now.

In a big statement called “Product of Product”, the “visa” revealed its focus for the next stage trade. It is aiming to change the process of sharing, sharing and communicating, smart and automated trade led by artificial intelligence led by artificial intelligence, smart equipment and algorithms of automatic learning.

From treatment to intention

At the heart of the visa “visa” for smart trade, the main transformation of negative transactions has active active assessments, instead of paying data to the tools used to request, “Visa” works in the future such as “Digital Agents”, understand your preferences, expect your needs and full purchases on your behalf.

One of the company’s officers said: “Give the world you buy your card. Your morning cup of coffee before you ask.” This is not fantasy; Instead, 75 percent of customers in the world seek dedicated experiences, according to a study from McKenzie. “Visa” attempts to overcome concepts such as “automatic payment” or “buying with a click” and providing experience based on smart payment moments; The site plays a role in making context data determination, such as the site, schedule and biological standards.

Artificial Intelligence cards

One of the practical activities of “Visa” is to develop credit cards supported by artificial intelligence capable of communicating with store programming facades for shops and sensors to complete purchases without human intervention. For example, the car system is the scenario that suggests fuel, and it searches for prices, selects the cheapest one and pays automatically after you reach the station, using “visa” card data, do not need to withdraw or click. In smart homes, your ice can monitor the milk error, request automatically from the electronic store, and can confirm the payment using your smart card, and it is not just comfort; Instead, the intelligent payment system interacts quickly and quickly not humans.

Pay everywhere

To achieve this understanding, “Visa” is investing in increasing infrastructure and “tokenization” services, which allows merchants and technology developers to consolidate deep wheel drive options on their platforms. Thanks to this, different apps and services – from fitness applications to smart watches – can access the “visa” network, which makes every device as a possible sale point and the possibility of buying every moment for the user. In the “visa” language, the problem is no longer “everywhere you want to be”, but “your equipment should be everywhere existing”.

Safety and Belief … Priority

But the credit payment of this level comes with challenges, especially in relation to the prevention of privacy, approval and fraud. The “visa” confirmed the user hand, with the ability to control the preparation, immediate warnings and cost boundaries. The company also relies on artificial intelligence systems to monitor fraud, which already helps to monitor over 500 million transactions a day. Using sophisticated algorithms, protecting themselves with the power to start smart commerce.

But the question remains: “In the field of automation and artificial intelligence, what do you bet in this size (visa)?”

According to Statista, the global e -commerce volume is expected to exceed $ 8 trillion by 2027 and treats more than $ 14 trillion a year in the size of visa payments.

The subject is not only in size, but also for expectations. A pole conducted by “Visa” is that 64 percent of consumers feel comfortable in making artificial intelligence decisions, especially in terms of general purchases, and this percentage “Z” generation (Z). It represents a change in public attention about money, shopping and digital trust. Artificial Intelligence is no longer a recommended tool, but as an financial assistant, a tool for planning and expulsion for purchase.

Payment according to the intention

The visa focus of Smart Trade is not just launching a new product, but to redefine the relationship between the consumer and the seller. The payment process is no longer the last step in purchase; Instead, it is built from the beginning of the intention, context and automation.

This takes time for the application of this whole focus, and that privacy and the company plays a role in creating its path, one thing is clear, queues in the path of disappearing, instead, on our behalf of our smart equipment, on our behalf of our behalf. And if the “visa” is drawing the characteristics of this future today, it is not only asking about the next payment form, but also asking about something deeply: If you don’t have to pay yourself anymore, your world paid you?