Changing jobs? Remember these important things related to PF, otherwise there may be a loss!

Bf rules

If you are moving towards a new job, the salary, corporate culture and location should not be ignored, it should not be ignored, it is your future deposit fund (this is your future deposit fundPfMany people are careless about PF -related processes when changing work, which leads to problems in refunding or changing.

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1. Transfer the old PF amount to the new corporate account

When you join the new company, make sure your old company’s PF account will be transferred to the new company’s PF account. For this you will need a UAN (Universal Account Number), which is a unique number associated with your PF account.

How to replace

EPFO Through the website or Umang app, you can request online PF transfer. For this, it is necessary to connect your Aadhaar and mobile number to the UAN.

2. Do not do old and new UAN, keep the same UAN

The new company is created several times in the new company, while the old transfer is sufficient. Due to the two UAN, there is a problem with the future of claiming and trekking. If the new UAN is wrongly made, it is important to merge with the old and new UAN EPFO.

3. Keep KYC document updates

KYC documents such as Aadhaar, PAN and bank details should be updated and verified. It is mandatory for facilities such as exchange, claiming and PF balance test.

4. PF PF if not working for two months

If you are unemployed for more than two months, you can withdraw your PF amount. However, take this activity carefully because the amount deposited in the PF is for your pension.

5. Take care of the line and tds

If you have contributed to PF for less than 5 years and you are withdrawing the money, it is tax and 10% DTS. If your total PF balance is less than ₹ 50,000 or you can be exempted from DDS if you have filled the form 15 g/15 hours.

6. Consider PF balance and status

You can check your PF outstanding by logging in to SMS, missed call, Umang app or EPFO ​​portal. With this, you will continue to get the real -time information of the exchange or claim.

7. Keep the history of the pass book and transaction secure

Download and download the pass books and records related to PF transaction. In the future it will be useful during a controversy or claim.

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