Get ready for Eid and beware of fraud …
Author: Mario Mahari, Visaa Vice President and Director of Arab East Region
The banquet is a time to celebrate, give and communicate with others, but it creates a better opportunity for those who deceive the tricks of the fraudsters and to increase fraudulent systems. Knowing their tricks to prevent fraud and take simple precautions to protect yourself when shopping online, thereby focusing on enjoying the Eid Spirit, even if it is promised.
Increases the wave of fraudulent
Electronic fraud sees a rapid increase in the digital world, where fraudsters are trying to exploit the crowd by fake sites, e -Hanting news and “attractive than logical messages” offers. Worldwide, conflict attacks targeting brands in the retail sector increased to 2000% (1) during the basic shopping seasons, showing the extent of the growth of these threats and their prevalence.
Consumers participating in the questionnaire in Jordan are 44% fraud, while 14% of them have been subjected to many occasions. Although consumers who have been included in the survey in Jordan have a little confidence in the ability to find 50% of the scams, 98% of them are worried that their family or friends may be killed in fraud. 89% X -headed digital users believe that online fraud is the most vulnerable. As digital transactions are increasing, staying in knowledge is the best way to protect you.
General Fraud Methods to Be Clear:
Verification codes
Many bank applications require a time transport symbol, and fraudulent people are impersonating bank employees or government agencies, and they need the code to verify the treatment or update of security systems. Once they get it, they can access the accounts, which can endanger money and personal data. The main risk mark is an unexpected demand for resetting the password or updating account information due to data infiltration, which notes that 78% of respondents are very suspicious.
Fake applications and sites
Be careful with apps or fake sites designed to steal your personal information, because fraudulent people create fake applications that have the nature of the party, which include harmful programs that affect your devices and collect payment data and your login data.
Permanent gift cards and charity associations
Frauders send messages on e -mail or fake text messages, calling donations to dinner -related charities, using emotional methods to affect the victims, and some of them pay by gift cards or cryptocurrencies, and they are difficult to monitor or recover. Therefore, it is recommended to donate only through the Internet of reliable charity work, and avoid requests that require payment cards.
Travele
As millions of people travel during the holidays, fraudsters target the hotel, holiday and airport to steal data and money. Fake sites offer cheaper concessions at low prices to attract victims, then impose additional charges for services and disconnect with travelers who are stuck without money, and fake ads are used via communication centers to promote fake sites, leading to a conversation with “customer service” to steal payment data and personal information. In modern methods, there is an impersonation of travel companies to send a false email, claiming that booking has been canceled, when credit card information is being booked for travel.
Tips to maintain security:
Check sites: Check the URL addresses for the sites you visit, make sure you are on the official website of the shopping location, and the address begins with “HTTPS”.
Be aware of concessions that are unreasonable: avoid unjustly attractive offers, it is difficult to restore cryptocharans, bank transfers or gift cards.
Action of Purchase Awareness: To get immediate notifications for all transactions, and immediately notify any suspicious and unauthorized act to the bank, take time off to your purchase alerts in your accounts.
Protect verification codes: (OTP) never share a time code or any important information, even with someone who claims to be a representative of the bank or government.
Beware on emails and strange calls: Check directly with the company or company before sharing any details.
With the use of digital allowances, consumers are expecting a large amount of protection. Retail traders, banks and payment service providers can create confidence through advanced documentary activities such as text guarantees and security symbols. According to a study “Visa Stay Safe”, 78% of consumers in Jordan feel very safe when they are asked to confirm their identity through a text symbol, while more than half of them are valued in the presence of safety symbols.
By retaining awareness and following some simple precautions, you can experience safe shopping experience and nervousness during vacation.
