What is the “settled property”? Understand
Buying property One of the largest investments In most of the lives. When this property is fully paid, it will be a The propertyThat is, there are no debts for the buyer to earn better. This situation brings many economic and security benefits, which have become an important goal for many Brazilians.
What is the established property?
Real estate means that the total value is paid, that is, the owner is not pending with more debts with financing, it is by a Real Estate Credit Or other payments. The discharge process is formal when the best balance in installments or cash is completely fixed.
After the discharge, the property is completely from the buyer, without the financial burden. This means that the owner no longer has to pay monthly installments or interest payment, which provides greater financial calm and security in the family and heritage plan.
What are the benefits of paying the property?
Having settled property brings many benefits to both economical and mental. The employer gets more, without the responsibility of paying monthly financing installments Economic freedomThis value is able to divert to other areas such as savings, retirement or education.
Another purpose The value of inheritance. Although the property is purchased with financing, it can be used as a guarantee for new investments or business. Also, over time, the value of property increases.
Settled property also simplifies Access to credit. The property can be used as a warranty in new loans, providing more favorable conditions.
Strategies to pay property
For those who are on the way to pay the property and those who want to speed up the process, have some effective strategies:
- Additional Payments: One of the fastest ways to meet financing is making additional payments such as a large portion of each month or the payment of annual installments such as the 13th salary. This attitude reduces the best balance and, as a result, the interest paid over time.
- Refinancing: If interest rates fall or improve your financial condition, the refinance of the property with better payment regulations is a smart strategy. This leads to small plots and allows the property to be faster.
- Reducing the cost: Another way to accelerate the discharge is to review the family budget and reduce unnecessary costs, and specify these resources to the property of the property. Although it is a more deterrent measure, it can significantly accelerate the discharge of financing.
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The established property is the main goal for many Brazilians, as it provides financial freedom, property security and tranquility for the future. Adopting a stable payment strategy with additional voices, negotiations or other financial alternatives is crucial in achieving this goal. With discipline and planning, the solution of the property will be accessible and beneficial reality in the long run.
