How much is R $ 800 per month investing in VGBL private pension for 20 years?
A. VGBL of Private Social Security . INSS.
In this type of planning, the investor performs monthly or stray, and at the end of the agreed period, it can be benefited in the form of liberation, which can be used as an additional source of retirement income.
In this application, the tax on income tax is imposed only during the liberation or purpose of the income and not the amount of investment. The investor can choose between a progressive or regressive table to go. In addition, it provides greater comfort in works and liberation, which is ideal for those who seek disciplinary investment over the years.
How much yields r $ 800 per month in VGBL private pension for 20 years?
To calculate the yield of monthly investment R $ 800 By 20 years old It is necessary to take into account some aspects of Annual profitability rate And and SelicIt is currently at 14.25% AA.
If the profitability of social security is approximately 10% AAA normal value for long -term investments, There will be an accumulated amount at the end of 20 years Approximately r $ 559,000Considering monthly works and interested interested.
It is noteworthy Profitability According to the profile of the investors, it is more traditional or brave according to the background type selected in VGBL.
What do you need to know before investing in VGBL?
Before choosing VGBL, it is important to understand some of the features of this investment policy. First, it only focuses on income tax income, which is beneficial depending on your tax profile.
In addition, the application is an excellent choice for those who have already contributed to the INSS, as it occurs in PGBL, there is no tax deduction in works and also provides flexibility in liberation and writing.
Another important thing and, this time, negatively, even though the long -term investment, such as inflation and administrative costs of every plan, such as administrative and loading rates, can reduce income over time.
Therefore, it is essential to select a reasonable costs and a plan for your profile.
VGBL is very favorable for whom?
Talking about the profile, VGBL is ideal for investors Profile Moderate or traditional They try to discipline investments for retirement, but without the intention of taking great risks.
This is also interesting for those who want to invest in liability without worrying about Tax deductions In your income tax return, PGBL occurs.
In terms of Age E. Financial PlanVGBL is a good choice to make the initial investment and be able to retire.
Why do you need to know this?
VGBL understand the performance of private social security and how it affects your plans Retirement This is essential for those who seek long -term financial security.
Knowing how much to accumulate by investing a monthly fixed amount allows a more safe and safe plan for the future. Also, understanding the advantages and disadvantages of this investment mode can help you choose the best option to achieve your goals, without surprises on the way.
