House Provision in May for Credits with Yuribore in 12 months will decrease 134 euros
A decrease in debt with Yuribore for 12 months is high, as the purpose is only once a year and the effect of all the low interest rates from the previous revision is experienced. Still, the descent covers all the yuribors.
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According to the decoration of the decor/accounts and rights, the bank paid to the bank’s variable fees contracted to the bank, which is indexed to Urbore within 12 months to push the euros to the back of 134.20.
Simulations for Lusa da Deco protest/accounts and rights Based on a scenario a Financing and 1% ‘Spread’ (Bank Trade Margin) from 150,000 to 30 years to 30 years. No. Next monthUnder this conditions and credit agreement The 12 -month -old Yuribor Index has a installment of 644.03 euros, with a total amount of 134.20 euros compared to the amount paid from the last reviewIn May last year.
Already The customer who has a credit under the same circumstances but in six months index for Yuribore You see the retreat of installments to 648.86 euro, which is 67.44 euros To compare with what is paying from the last review in November.
No. If the credit has an index for Yuribore for three months, the installment will decrease 652.73 euros and 38.03 euros Faced the last review in February.
A. A decrease in loans with Yuribore for 12 months is high, as the installment is then modified only once a year and experienced all the low interest rates from previous revision.
The Destroyed Testament from 2024
Since the beginning of 2024, people with housing credit are registering descending in the variable rate monthly, restoring the contract date, reducing interest rates European Central Bank.
Em Meeting on April 17, ECB decided to download interest rates from 25 points baseAs it is already in the markets AS, it is the seventh reduction since the launch of these cuts in June 2024.
Although reduced the benefits paid to the bank for housing credit, Values are still much higher before ECB starts an increase in interest to deal with inflation – The wheel began in July 2022.
AS Simulated credit installments By deco protest/accounts and rights In May 2022 (When Yuribor interest rates are negative) 461 euros with Yuribore in six months and 452 euros with Yuribore for three months.
Euroribore average is considered for the purposes of reviewing the variable rated loan before signing the credit contract. These values were counted in April 2025, considering the Yuribor average, 2.202% to six months, 2.249% to three months and 2.143% to 12 months.
