According to the simulation of the deco protest, the bank paid to the bank will decrease in agreements with variable fees in April. For example, 12 months of Eurobore Credit can be withdrawn 114.52 euros.
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Simulations of Deco protests.
So, next month, Under these circumstances and the 12 -month Yuribor index consisting of a installment of 665.06 euros, withdrawing 114.52 euros In April last year compared to the amount paid from the last review.
Already The customer who has a credit in the same circumstances, but in six months is indexed with Yuribore to 663.97 euro, which is 74.64 euros By comparing 738.61 euros paid from the last review in September.
O in case Credit to the Index for Yuribore for three months, this clause is 668.72 EURS, below 32.35 EUR Faced the last review, in January.
The descent of the monthly installment Renewable deals in April are more likely to be more in credits in 12 months and slightly lower in index loans six and three months Compared to those who have been restored in March.
Rates to reduce from 2024
Since the beginning of 2024, people with housing credit have been registering descending in the variable rate monthly as the contract date has been restored due to the reduction of interest rates by the European Central Bank (ECB).
In you March 6 Meeting, ECB has decided to cut interest rates by 25 base points, which are the sixth reduction since these cuts started the wheel. A decrease in debt with Yuribore for 12 months is high, as the purpose is only once a year and the effect of all the low interest rates from the previous revision is experienced.
Although the bank has been reduced to the bank’s interests for housing credit, these amounts are still much higher than the ECB’s interest to deal with inflation (the wheel began in July 2022).
In February 2022 (when Yuribor interest rates are negative) 447.01 euros in six months with Yuribore and 444.85 Euros with Yuribore in February 2022.
Euroribore average is considered for the purposes of reviewing the variable rated loan before signing the credit contract. These values were counted in March 2025, considering the Yuribor average, 2.385% to six months, 2.442% to three months and 2.398% to 12 months.
