UBI Security Tips: We use UPI more for shopping during the digital fee era. Since today Ubi The easiest and fast way to pay immediate payment has changed, but online fraud and fraud cases have increased rapidly. In such a situation, if you or your parents are going to create a new UPI account, it is very important to take care of some important things. By accepting these 5 precautions, you can protect your money and avoid any fraud.
1. Download only the official UPI app
Use only the official use of Google Pay, Phonepe, Paytm, BHIM or Bank for any service related to UBI. Download these apps from Google Play Store or App Store, not from an unknown website or connection. This will help you avoid fake applications that can steal your personal information, and you need to stay away from the fraud.
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2. Do not share with UPI pin
The UPI pin is like your ATM pin. Any bank, UPI application or officer will not ask you about calls or messages. If someone asks a pin from you, he can cheat. Although this is a knowledge, do not share a pin with anyone. Even if you have to say the pin in compulsion, replace it immediately.
3. Understand the difference between pay and request
Many times the fraudsters send a “payment request”, and users understand that the money is available when sending money. Read any notice carefully in UPI use. If you write “ENTER UPI PIN”, understand that you are going to send money and not pick up. In the easy language, you do not need to enter the pin to get the fee.
4. Always take the customer maintenance number from the app
If there is any problem, do not search for customer care number from Google or any website. Many fake numbers come in search results for fraud. Always contact the official support or help section given within the application or official website.
5. Make a maximum of the screen lock and app lock
If your phone is stolen or falls somewhere, keep the screen lock and the application lock safe. Without lock, any person can open your UPI app and get refund. Biometric locks such as fingerprint or Face ID are the best way. Also, separate from the password of the phone lock and keep the password of the payment app.
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