In implementation from March 21, the new payroll loans (CLT) for private sector workers (CLT), 7.7 billion has been named, according to the Datapreve report released by the Ministry of Labor and Employment (MTE). The data will bring the accumulated ones until 5 pm on Wednesday.
Worker’s credit guarantees that it will give better rates than private goods in the market.
It is available to over 47 million workers hired by domestic, rural and personal microontiprises (MEIS), which has not been helped by private payroll loans.
According to the balance revealed by the Ministry of Labor and Employment, 1,273,084 agreements were made, benefiting 1,246,995 workers.
The number of contracts is higher because each worker can make more than one deal.
The average agreement, 5,606, and data indicates that the payment expiry is 16 months to pay.
The top five are Sao Paulo, Rio de Janeiro, Minas Garies, Rio Grande Do Sul and Parana.
Next steps
The implementation of the Worker Credit is accompanied by three stages. First, it is already in effect, opened on March 21 and allows the opportunity to hire a loan in the environment of the Digital Work portfolio.
The second will begin next week, on April 25, after a long Easter holiday, banks can provide this new payroll loan on their digital platforms.
With this, customers who already have old deals can migrate to the new model.
Already from June 6, in the third stage of the program, it is possible to make portability between banks already for those who have private payroll loans.
How to buy a payroll loan to CLT?
To access credit, workers must have their digital work card. Here’s how to apply for CLT Payrole Loan:
- Access the digital work card at your Android or iOS application store;
- Log in with your GOV.BR account or biometric (for those who have already registered);
- On the main page, click on the banner under the program titled “Worker Credit”;
- In the next tab, under another banner, more information about the program is provided before accessing the simulation – click the “Simulate” button;
- The platform is your Labor Bond, under the maximum debt you can order and the two boxes to fill, “How much do you need?” And “How many installments do you want to pay?”;
- After filling, click the blue button, “imitate the loan”;
- He will rate the reference and pay the amount to be paid;
- The system reports that companies can provide better conditions;
- In order to follow the proposal, you must agree to share the data;
- After that, within 24 hours, banks offer other options, which is better than in the past.
