One of the largest limits in the life of Brazilian consumers should be in the name of dirty. This is because a person’s negative CPF can be used as a warning to various institutions and banks before granting or authorization of installments. But is it going to be on the way looking for a new job?
Does the dirty name hinder search for a new job?
Brazilian law forbids that a person’s dirty name is a reason for not hiring a new job.
With the consolidation of labor laws (CLT) and the Federal Constitution, all Brazilian citizens must have the same rights and opportunities when they face employment, and the use of a negative CPF just justifying the disqualification of someone from the selection process is considered illegal.
However, it is still common to use the default of candidates in the classification process in job openings. Companies that grant job openings can contact financial data from potential candidates in credit villas and some still use a dirty name to reject candidates.
Another situation indicates participation in public tenders, as some candidate must have a pure name when taking office. But it follows the rules and standards of each agency because open gaps do not rely by CLT.
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What are the consequences of being dirty?
Having a negative CPF can interfere with different situations in the lives of consumers. AS:
- It is impossible to rent the property;
- Overdraft cancellation;
- It is impossible to increase the credit card limit or cancellation;
- Trouble in obtaining credit, loans and financing;
- Usually trouble in recruiting services that rely on credit analysis such as Internet and Cable TV;
- Losses of assets and accounts in blocked banks if religious debt is taken to court;
How to clean the name?
To clean the name, borrower lenders should try to negotiate on debts and to obtain payment regulations according to the financial conditions he found. Of the frequent options: reduction of loan installment and interest rates.
Another option is to use trading platforms such as Serasa Clean Name, which allows the negativity to see all the debts and provides discounts for negotiations.
How to use Serasa’s clean name
- Access Serasa’s clean name By website or application;
- Enter your CPF and password;
- Select the best option to pay the loan and select the number of installments that make the best suits;
- Confirm the conditions selected.
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