OS A very long payment expiry Continue as one The main reasons for complaints of companiesIt makes more deposited more Confidence in technology such as artificial intelligence to reduce the effect Of the problem, the highlights European Payment Report 2025 Yes in the case.
Research shows it 58% of Executives Develops in IA significantly improves your ability to manage late payments. 50% of the people have already thought that last year. Public sector leaders are very optimistic about this probability.
“Consumer sectors such as public services, utilities, retail and transport are very optimistic about the positive impact of AI on their business”.
That is also verified 59% of companies already use IA in payment management Another 32% of people plan to do this, although only 22% believe that customers will prefer to communicate with AI when only 22% discuss the delay of payments.
In companies that already use Artificial Intelligence -Enable Technologies to sort billing wheels, 25% has recorded an increase in capacity And 20% said there was a reduction in late payments.
The report also found Nearly eight of the ten officers are simplifying payment processes It is available to customers. Almost Four fifth -quarters (78%) improve payment interface And betting a single percentage on the availability of consumers (75%) preferred payment methods. The majority of companies (79%) are already there Invest in data analysis To assess late payment trends, AI is an area that can add a lot of value.
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Data compiled by European Payment Report They also show Companies will be paid almost 11% late in total income. This factor is associated with Financial and commercial volatilityWith new Trump rates, they intensify the pessimistic outlook of many companies.
Em Portugal, 23% of companies accept the opportunity to end the operations If the economic conditions do not improve in the next two years. Almost one -third PMEs.