Fecmersio said the debt between the para families would fall 8.5% in April. | The economy
A. Default in para According to the new edition, fell in April 2025 Consumer Debt and Default Research (PEIC)Revealed Fecomércio-PA. Even with improvement, the number of debt families is even higher: 68,6% Follow Para’s Homes Is indebted.
The index fell 8.5 percentage points compared to March 77.1% of families are in debt. Compared to April 2024, the reduction is also expressive – at that time, there is an indicator 78,5%.
Delayed debts also decrease
The good news is that Percent of families with Accounts delayed Also dropped: 28.6% in March 22.5% in April. In addition, the number of housing houses Declared what could not be paid.
Despite the reduction, numbers are still portraying the scenario of anxiety, especially in families Low incomeIt is more embarrassing to keep their accounts up to date.
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Families pay more than half of the year
According to research, who is With debts in para Takes average on average 64 Dias To sort debts. That is, late accounts can be collected for more than two months. Already Average time with some types of active loanAlthough fresh, it is 6 to 7 months – It shows that most families spend the most part of the year Parsld will set purchases Or Old financing.
Increasing income commitment to debt
The study revealed it 32.6% of the monthly income of para families It is committed to the debt payment. In the highest income group, this percentage will be reached with gains of more than 10 minimum wages 35,4%. The average of 30.2%in April last year.
Almost 70% of families Use between 11% and 50% income to meet debtsHow Credit cardWere, and,, and,, and,, and,.. Store Booklets Or Financing. And almost One of the five families Cost More than half of those who earn only from debtThis reduces the margin for the required costs.
Leading in credit cards in the types of debt
Oh Credit card The main type of pare is indebted, which will be 79.6% of houses debt. The second Store Booklets (20.6%)Afterwards Payroll loans (10.7%).
In defallers, almost half already accumulate More than 90 days late In the payment. Again Less income groups They are mostly affected by delay and high income weakness.
