Bonco Do Bi Brazil Expands Automatic Pix for All Users | The economy

From this Thursday (29), all users of Bonco Do Brassil (BB) can use automatic pics. The company that has completed the test stage in the Central Bank (BC).

With this, the BB launches this tool three weeks before other financial institutions, whose official schedule for the launch on June 16, is initially adopted by payers and organizations.

Automatic Picks facilitates repetitive payments, allowing periodic expenses such as electricity bills, school tuition, gyms and subscription services. The tool should regularly replace the automatic debit and bank slip.

The BB provides differences such as charging scheduling 90 days in advance – above the standard expiration of BC, two to ten days. In addition, it allows companies to divide the Pix to six different accounts.

The automatic debit requires more complex deals and is limited to large companies, maintaining the need for the automatic picks agreement, but with simple and more automatic procedures.

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Access

To collect automatic picks, the company must activate a contract with BB, maintaining a funding receipt from the BB Digital PJ, which is the version of the site for legal entities. This process can be done by API or by standard files.

The creation of the charge is simple: the payer receives a push notification on the customer mobile phone to authorize the transaction. After power, the debt automatically with fixed or variable values.

It can also be synthesized by QR codes, which allows both to adhere to immediate payment and periodic collection.

The payer can directly track or cancel active powers in the BB application, which sends constant notifications on the state of transactions, including sufficient solution and balance.

Pix Schedule

Automatic picks should not be confused with scheduled pix launched in 2024, which also allows repeated payments.

Mandatory Since October 2024, repeated picks excludes the requirement of an agreement: Types the Pix key of the customer collector and defines the total, the number and decline of payments.

It is possible to type this method of short and small businesses that are mostly used by small and small businesses, creating differences in the collection.

In automatic pixes, on the other hand, the sums and payment dates are defined by the Collector and the payer is only the initial authority of the debt.