2024 | See 10 most applicable blows against banking customers in the economy
The Brazilian Federation of Banks (February) said that WhatsApp frauds, false sales and fake center/fake bank officer were the main loops applicable to bank clients of banks last year.
“In the world that is growing digital and in a world connected to each other, the creativity of the criminals is unknown. Every day, new efforts arise at the blows, the entity warns that the population is aimed at cheating and harming the population.”
By 2024, customers reported that it had been hit with it:
- WhatsApp Blow, with 153,000 complaints
- With false sales, with 150 thousand complaints
- Central Falls, 105 thousand complaints
- Digital fishing, so -called fishing with 33,000 complaints
- False investment, with 31 thousand complaints
- Card Exchange, with 19,000 complaints
- False ticket submission with 13 thousand complaints
- Loan Return, with 8,000 complaints
- The ghost hand, with 5,000 complaints
- Fake Motoboy, with 5,000 complaints
WhatsApp blow happens when criminals try to clone the victim’s WhatsApp account. Fifabon will guide the “verification in two stages” selection in the application. Therefore, it is possible to enter the passage that requests periodically through the application.
In this type of scandal, the criminal tries to register the victim’s WhatsApp on another device. The app sends a message to a kind of customer service to obtain a security code that sends the app via SMS whenever the app is installed on the new device. The code was requested for the victim in this message.
Sale of fake
In the false sale rebellion, criminals create fake pages that mimic e-commerce, send promotions that do not exist by WhatsApp emails, SMS and messages and invest in creating fake social networking profiles.
We need to know the guidance of false promotions or prices that are much less practiced than those who collect trade. It is also important to be careful with links received in emails and messages and prioritize websites known for purchases.
False banking center
Already in the rebellion of the central or fake attendant of the false banking, the employees of the bank or the company have been approved by the customer, which has an active relationship with the customer. Generally, in this contact, the account reports that there is a kind of problem or some irregular purchase.
Since then, it will request the victim’s personal and financial data and advise that transfers that claim the need to regulate the account or card issues.
In such cases, the Fifabon prescribes the customer to check the source of calls and messages that contain data requests.
“Banks can contact customers to verify suspicious transactions, but even when they receive transfers or payments in accusing personal data, passwords, system updates, security keys or customer transactions, the customer must be turned off, from another phone, and to contact their bank’s official channels.”
Fishing
In the case of fishing or digital fishing, the victims are cheating by sending suspicious links that contain viruses that capture them. This shipping can be done by fake message emails that induce a user to click suspicious links.
Guidelines never click on messages adapted by messages and always keep antivirus applications fresh.
Duplicate investment
The false investment scandal is usually practiced by creating facade companies and social networking profiles to convince them to attract victims and convince them to invest in higher profitable and rapid investments. Therefore, it is important to distrust promises in income or more than those who practice in the market.
Card Exchange
The card exchange blow usually occurs when exchanging the scammers who work as a sellers are returning after buying the card. They pay attention to the password registered in the purchase machine and then buy with a customer card.
