Can a dirty name worker take CLT payroll loan? Learn! | The economy

The newest tool of Payroll Loan Created with the intention of serving the workers designated by the rule Integration of Labor Laws (CLT). According to Ministry of Labor and Employment (MTE)Their named workers may ask it, but the approval of this method is the kindness of the banks of each other’s financial information.

According to the Brazilian Federation of Banks (FIFRABAN), the purpose of the loan is Institutions may be more interested in starting credit for professionalsBecause Discount warranty of installments that arrive directly on the payroll. Although this idea is attractive to the public, some workers complain that banks are rejecting their orders.

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To lend to the worker, the company also considers how much the client’s name is negative, and the company’s goal for the year 2025 is about the ability to pay his bills to the worker. In this sense, banks do not expose their credit strategies, as it is an internal service based on the annual plan from the company.

What is the ideal time to request CLT payroll loan?

According to experts, the ideal time to request CLT payroll loan is from April 25, as competitive should increase during this period, interest conditions are more attractive to professionals and release more frequently.

Which financial institutions offer CLT payroll?

In financial institutions already offered by credit: Bonco Do Brassil, Kaiksa Economic Federal, Banko Safra, Parathi and Ajibank.

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