Sofin warns that the cost rises to 160 euros on average
The average cost of maintaining the current account in the current account increased by 6.02 %, to 160 euros per yearAnd in five entities already arrive 240 eurosAccording to the sixth scale of the banking committees of the Association of Financial Users (ASUFIN) corresponding to April.
According to the report issued on Wednesday, the average cost of maintenance for a non -skilled account 9.09 euros rose6.02 %, and went from 150.91 euros to 160 euros. In addition, the cost that banks charge for those who were discovered in the account increased slightly, and the interest imposed increased from 6.10 % to 6.21 %.
Although the costs of the discovered commissions are preserved, interests, which pass from 6.10 % to 6.21 %, rise slightly, although the reference rates of the European Central Bank (ECB) Descending. The cost of 300 euros, which is returned to 15 days is the average payment 45,53 euros3,742.60 % in terms of Tae.
For its part, the cost of having an examination account and Discount card If you do not have bonuses, 2.88 % (climb Five times larger That one in 2024) reaches 181.91 euros annually on average. To obtain a free account of rewards, the conditions vary depending on the entities and range from the 600 euros of salary statements in Kutxabank or Caixabank, at 2000 euros in Deutsche Bank.
According to the ASFIN scale, the unification of the transfers service, immediately or normal, at the same rate has reduced its cost compared to 2024. The current current cost, amounting to 1.6 euros, is 45.50 % less to 2.13 euros that cost regular transfers, and 68.60 %, at 3.69 euros of the direct year.
The commissions were practically entering a check stableBy 0.29 % to 0.28 %, although the minimum per process increased from 1.98 to 2.25 euros (another 27 cents), which is punished. Checks A small amount.
Discount cards without cost
The Divide Cards Maintenance Committee was reduced and moved from 25.91 to 21.91 euros (four euros less) and four entities (Cajamar, Kutxabank, Banco Sabadell and Banco Santander) Without cost.
The rest of the commissions differ slightly and provide monetary In national ATMs or the European Union, ATMs decreased from 4.17 % to 4.06 %, less than 0.11 %, although the minimum cost to get money without a commission rises from 3.21 euros to 3.49 euros on average (0.27 euros more), which is data higher Since 2022.
The decrease in the percentages and the increase in the minimum shall be punished with cash provisions in ATMs As a small quantity, because it is the most expensive, according to two florals. In the case of ATMs from outside the European Union, the percentage was applied as clarity The effectiveness of the event has decreased from 4.25 % to 4.15 % (0.10 %), But the minimum cost is still at 3.68 euros.
