High IOF: See any changes in credit card
Oh Ministry of Finance Announced last Thursday (22) increase Tax on financial activities (IOF). There is a new rate for activities in the implementation of the implementation Credit card And international debt.
The IOF rate in 2025 is 3.38%, which gradually reduced until it reaches 0% in 2028. With the announcement on Thursday (22), the rate increased to 3.5%.
These measures are expected to promote R $ 20.5 billion by 2025 and R $ 41 billion in 2026. According to the Federal Government, the goal of actions is “authenticating rates, prevent distortions and contribute to the exchange rate stability”.
After the statement of measurements, the Government, part of the declared actions Due to a negative evolution in the economic market.
In the publication on Social Network X, the Ministry of Finance said Put the IOF alkat On the application of investment abroad, it will be converted to 3.5%.
In addition, the financial team reported Money sent abroad By persons Intended for investment is subject to current tax rate 1.1%, no changes.
The financial team has announced that the R. The quarantine is 6 10.6 billion, while the sudden sudden is $ 20.7 billion.
See the main actions declared by the farm:
- Life Insurance works: IOF 5%on R $ 50,000 monthly works in survival coverage life insurance schemes;
- Credit Cooperatives: Credit activities with an annual amount of more than $ 100 million are taxed as regular companies;
- Credit for Business: In general for both companies and the frame in the Silicles National, the IOF has been adjusted, although these groups are not widely explained about the new rates.
See what will continue with a zero alcohol or exception
In addition to withdrawing IOF’s increase in the application of domestic fund investment abroad, it continues with a zero rate, see a list of unqualified items called “IOF Exchange”:
- Import and export;
- Transport and interest of dividends on equity for foreign investors;
- Credit and debit cards of public entities;
- Itaipu, diplomatic activities and diplomatic servants;
- Entrance and return of resources of foreign investors;
- Foreign tourist credit card;
- International air transport;
- US Operation of Purchase and Selling Authorized Organization;
- Loans and external financing except short term;
- International environmental donations;
- Interbank.
Collection
According to the financial team, the measures announced on Thursday are part of an attempt to tie up the economic policy with money, as well as eliminating dropout violations and standardizing tax on economic activities.
With these changes, the ministry estimates that R will collect R $ 20.5 billion in 2025 and R 41 billion in 2026. But now, with partial retreat, it is unclear so it assesses income.
