Paying in cash (yet) most people selected, especially if the amount is low
Last year, 52% of the purchases made in the eurozone were cash payments form. Data comes from the European Central Bank cited by Bonco de Portugal. Adults who love to pay with notes and coins.
Manual Breva Coloriro
The use of this payment mode is even more important in the conditions in the smallest amounts and citizens. Are Elderly people who prefer to pay with notes and coins.
“Cash 52%of transactions (59%in 2022) were used during the sale. Considering the total amount of payments, the number of cash in second place, 39%(42%in 2022) weight, behind the cards, which reveals the weight of 45%(46%in 2022), but 4%, 4%, 4%, 4%” from 4%, 4%”European Central Bank.
The regulator emphasizes an increase in payment through digital means, such as cards, which appears to be faster and easy to use. In recovery, for example, if we compare 2022, cash payments have fallen 13 percent points.
According to the study, payment preferences have not changed. In 2024, as in 2022, Prefer to pay with more than half digital cards or payment methods In the shops, “22% prefer to pay with cash, and 23% thought there was no obvious priority.”
However, “There is an increase from 62% to 64% of users’ representation that suggests that it is important to have the opportunity to pay with cash. On average, users are considered easier to use cards and use cards.”
D.Physical Inhero is the most accepted payment method
The use of currencies and notes is a lot of accepted payment method (88%), and bank cards (85%) are lagging behind.
However, the The acceptance level has been reduced from 2021, especially flop (-7 percent points), recovery (-10 percent points) and hospitality (-13 percent points).
Shows the data “In companies that accept cash in payments, 94% are expected to accept it in the next five years.”
“Despite the widespread acceptance, the priorities of companies are different: 37% prefer card payments, but 25% of users use cash or bank transfers (21%). These percentages change slightly between small and medium -sized companies (PME), priority for physical money in payments.
In Portugal, the net issuance of notes decreased
Bonco de Portugal has left 724 million euros and entered 374 million euros compared to 2023.These breaks have been the result of a change in regulations to perform treasury activities in Bonco de Portugal, which has made the country more efficient in the country. ”
“The effect of this measurement on the flow of entrance in Bonco de Portugal is reduced by the growth of tourism, which continues to accumulate notes, especially in high -value regulations, the value of the notes entered by Bonco de Portugal has exceeded the value of the notes, so the net emission indicator is negative.”
